Terms of Use

1. Use of the website and services

You may use this website and the services offered through it for your own lawful personal use, provided you are at least 18 years old and resident in the United Kingdom. You are responsible for keeping your login details confidential and for everything that happens under your account. Please tell us straight away if you think someone else has accessed it. The website provides tools and information. It does not provide personal advice, and it does not take investment decisions for you.

2. Restrictions

You must not copy, resell, sub-license or commercially exploit any part of the website or services, attempt to reverse engineer or extract source code, bypass technical or security measures, use automated tools to scrape the website without our written permission or use the services in a way that breaks a law or regulation that applies to you. We may suspend access where we reasonably believe these limits have been breached.

3. Promotional materials and newsletters

If you agree to receive marketing, we may send you emails, calls or messages about our services, news and market information. Marketing is optional and separate from service messages that we must send you, such as security alerts or changes to these terms. You can unsubscribe at any time using the link in a message or by emailing [email protected]. Promotional material does not amount to advice, and any figures used are illustrative.

4. Intellectual property

All content on the website, including text, graphics, logos, software and the design, belongs to us or our licensors and is protected by copyright, trade mark and other laws. You are granted a limited, non-exclusive right to view and use the website for its intended purpose. You may not use our name or logo without our written consent.

5. Privacy

We handle your personal data as described in our Privacy Policy, which forms part of these terms. By using the website you confirm that you have read it.

6. Links

The website may link to third-party sites, such as exchanges or payment providers. We do not control those sites and are not responsible for their content, security or privacy practices. A link is not an endorsement, and you use linked sites at your own risk and subject to their terms.

7. Prohibited use

You must not use the website to:

• break any law, including laws on money laundering, sanctions and market abuse;
• send spam or unsolicited promotional material;
• attack, overload or probe the website, its servers or connected networks, including by malware, denial-of-service attacks or unauthorised testing;
• infringe the intellectual property or other rights of anyone else;
• pretend to be another person or company, or submit false information; or
• use another person's account or allow anyone else to use yours.

8. Support

Support is available through your personal manager and by email at [email protected] during the hours shown on the contact page. Support staff can explain how the platform works but cannot give personal investment advice or promise any outcome.

9. Disclaimer of warranties

The website and services are provided "as is" and "as available". We work hard to keep the information accurate and complete, but we do not warrant that it is free of errors, current at all times or suitable for any particular purpose, and we do not warrant that the website will be uninterrupted or free of viruses. Market data and figures, including those in the calculator, are examples only and are not a forecast or a guarantee. Nothing in these terms excludes any warranty or right that cannot legally be excluded.

10. Limitation of liability

To the fullest extent the law permits, we are not liable for indirect or consequential loss, for loss of profit, or for losses caused by market movements, by third-party services or by events outside our reasonable control. Nothing in these terms limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for anything else that cannot lawfully be limited. Your statutory rights as a consumer are not affected.

11. Indemnity

You agree to compensate us for losses, claims and reasonable costs that we suffer because you broke these terms, gave false information or misused the services, to the extent the law allows. This does not apply to losses caused by our own negligence or breach.

12. Other provisions

Changes. We may change these terms from time to time. Updated terms take effect when the revised version is published on this page, and we will notify you of material changes where we can. Continued use after that point means you accept them.

Severability. If any part of these terms is found to be unenforceable, the rest continues to apply.

Governing law. These terms are governed by the laws of England and Wales, and the courts of England and Wales have jurisdiction, although if you live in Scotland or Northern Ireland you may also bring proceedings in your local courts.

Contact. Questions about these terms: [email protected].